The strategy goes back to a report completed by McKinsey & Co., a management company, in the 1990s.
“McKinsey gave you the advice to sit and wait, they said, ‘Delay, delay delay,’” Hawley said. “It’s a zero-sum economic game. There can only be one winner, and the winner is going to be Allstate. It’s not going to be the policyholders, and those good hands are boxing gloves.”
Hawley said the McKinsey strategy is to make a low offer on a claim like Migal’s and, if the policy owner protests, go after them.
“Her home hasn’t had one lick of work done,” Hawley said. “This is really your strategy, is it not? And it’s made your company just filthy rich.”
Fiato responded that the McKinsey report is more than 25 years old.

State Farm’s operations Vice President Michael Keating took the extraordinary step of apologizing during the May 13 Senate subcommittee hearing.
Vice President Michael Keating to address the insured, Jacob Vertel, of Asheville.

U.S. Forensic is just one of many engineers and/or engineering firms that conspired with Insurance companies to fraudulently deny or undervalue legitimate claims

https://www.facebook.com/HygoNewsUSA/videos/1068428565161993
Insurance Companies use McKinsey 1990s & use US Forensic to deny or undervalue. State Farm testified